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In the event you keep at Hilton lodges typically, it makes lots of sense to hold a Hilton co-branded bank card to spice up your points-earning potential and revel in advantages reminiscent of elite standing and award stays yearly. You may as well get good worth from non-Hilton playing cards that earn factors and supply perks you'll be able to take pleasure in on stays. Amex is an Insider accomplice.
This is an in depth overview of the perfect bank cards for vacationers who stick with Hilton, and which one may be the perfect for you.
We're targeted right here on the rewards and perks that include every card. These playing cards will not be value it in case you're paying curiosity or late charges. When utilizing a bank card, it is necessary to pay your stability in full every month, make funds on time, and solely spend what you'll be able to afford to pay.
Compare the Greatest Hilton Credit score Playing cards
Hilton Honors American Specific Surpass® Card
Intro supply
150,000 Hilton Honors bonus factors after you spend $3,000 in purchases on the cardboard within the first six months of card membership (restricted time supply ends 4/5/23)
Rewards
Earn 12x Factors on lodges & resorts at eligible purchases at lodges and resorts within the Hilton portfolio. Earn 6x Factors on eating at eating places worldwide, and for takeout and supply within the U.S. Earn 6x Factors on groceries at U.S. supermarkets. Earn 6x Factors on gasoline at U.S. gasoline stations. Earn 3X Factors on all different purchases
Hilton Honors American Specific Surpass® Card
Intro supply
150,000 Hilton Honors bonus factors after you spend $3,000 in purchases on the cardboard within the first six months of card membership (restricted time supply ends 4/5/23)
Rewards
Earn 12x Factors on lodges & resorts at eligible purchases at lodges and resorts within the Hilton portfolio. Earn 6x Factors on eating at eating places worldwide, and for takeout and supply within the U.S. Earn 6x Factors on groceries at U.S. supermarkets. Earn 6x Factors on gasoline at U.S. gasoline stations. Earn 3X Factors on all different purchases
On American Specific's web site
Hilton Honors American Specific Surpass® Card
This card is a terrific alternative in case you stick with Hilton, even sometimes. It balances wonderful advantages, together with Gold elite standing and 10 airport lounge visits per 12 months, with a modest annual charge. And whereas it would not include an computerized free night time certificates in your account anniversary, you'll be able to earn one by spending $15,000 on the cardboard in a 12 months.
Particulars
Rewards
Earn 12x Factors on lodges & resorts at eligible purchases at lodges and resorts within the Hilton portfolio. Earn 6x Factors on eating at eating places worldwide, and for takeout and supply within the U.S. Earn 6x Factors on groceries at U.S. supermarkets. Earn 6x Factors on gasoline at U.S. gasoline stations. Earn 3X Factors on all different purchases
Intro supply
150,000 Hilton Honors bonus factors after you spend $3,000 in purchases on the cardboard within the first six months of card membership (restricted time supply ends 4/5/23)
Really helpful Credit score
Good to Wonderful
Common Annual Share Price (APR)
20.24% - 29.24% Variable
Hilton Honors American Specific Card
Intro supply
100,000 Hilton Honors bonus factors after you spend $2,000 in purchases on the cardboard within the first six months of card membership (restricted time supply ends 4/5/23)
Rewards
Earn 7x Factors on lodges & resorts at eligible purchases at lodges and resorts within the Hilton portfolio. Earn 5x Factors on eating at eating places worldwide, and for takeout and supply within the U.S. Earn 5x Factors on groceries at U.S. supermarkets. Earn 5x on gasoline at U.S. gasoline stations. Earn 3X Factors on all different purchases.
Hilton Honors American Specific Card
Intro supply
100,000 Hilton Honors bonus factors after you spend $2,000 in purchases on the cardboard within the first six months of card membership (restricted time supply ends 4/5/23)
Rewards
Earn 7x Factors on lodges & resorts at eligible purchases at lodges and resorts within the Hilton portfolio. Earn 5x Factors on eating at eating places worldwide, and for takeout and supply within the U.S. Earn 5x Factors on groceries at U.S. supermarkets. Earn 5x on gasoline at U.S. gasoline stations. Earn 3X Factors on all different purchases.
On American Specific's web site
Hilton Honors American Specific Card
Particulars
Rewards
Earn 7x Factors on lodges & resorts at eligible purchases at lodges and resorts within the Hilton portfolio. Earn 5x Factors on eating at eating places worldwide, and for takeout and supply within the U.S. Earn 5x Factors on groceries at U.S. supermarkets. Earn 5x on gasoline at U.S. gasoline stations. Earn 3X Factors on all different purchases.
Intro supply
100,000 Hilton Honors bonus factors after you spend $2,000 in purchases on the cardboard within the first six months of card membership (restricted time supply ends 4/5/23)
Really helpful Credit score
Good to Wonderful
Common Annual Share Price (APR)
20.24% - 29.24% Variable
Intro Annual Share Price (APR)
N/A
Hilton Honors American Specific Aspire Card
Intro supply
150,000 factors after spending at the least $4,000 within the first three months of account opening
Rewards
Earn 14x Factors on lodges & resorts at eligible purchases at lodges and resorts within the Hilton portfolio. Earn 7x Factors on choose journey together with flights booked straight with airways or AmexTravel.com and automotive leases booked straight with choose automotive rental firms. Earn 7x Factors on eating at eating places worldwide, and for takeout and supply within the U.S. Earn 3X Factors on all different purchases.
Hilton Honors American Specific Aspire Card
Intro supply
150,000 factors after spending at the least $4,000 within the first three months of account opening
Rewards
Earn 14x Factors on lodges & resorts at eligible purchases at lodges and resorts within the Hilton portfolio. Earn 7x Factors on choose journey together with flights booked straight with airways or AmexTravel.com and automotive leases booked straight with choose automotive rental firms. Earn 7x Factors on eating at eating places worldwide, and for takeout and supply within the U.S. Earn 3X Factors on all different purchases.
On American Specific's web site
Hilton Honors American Specific Aspire Card
Particulars
Rewards
Earn 14x Factors on lodges & resorts at eligible purchases at lodges and resorts within the Hilton portfolio. Earn 7x Factors on choose journey together with flights booked straight with airways or AmexTravel.com and automotive leases booked straight with choose automotive rental firms. Earn 7x Factors on eating at eating places worldwide, and for takeout and supply within the U.S. Earn 3X Factors on all different purchases.
Intro supply
150,000 factors after spending at the least $4,000 within the first three months of account opening
Really helpful Credit score
Good to Wonderful
Common Annual Share Price (APR)
15.74% to 24.74% variable APR on purchases
The Hilton Honors American Specific Enterprise Card
Intro supply
165,000 Hilton Honors bonus factors after you spend $5,000 in purchases on the cardboard inside your first three months of card membership (restricted time supply ends 4/5/23)
Rewards
Earn 12x Hilton Honors Factors at Hilton per greenback for purchases made straight with lodges and resorts within the Hilton portfolio. Earn 6x Hilton Honors Factors on enterprise purchases at U.S. gasoline stations, transport suppliers, and wi-fi cellphone companies bought straight from service suppliers. Earn 6x Hilton Honors Factors on choose journey purchases at U.S. eating places, flights, and automotive leases. Earn 3X Hilton Honors Factors on all different purchases.
The Hilton Honors American Specific Enterprise Card
Intro supply
165,000 Hilton Honors bonus factors after you spend $5,000 in purchases on the cardboard inside your first three months of card membership (restricted time supply ends 4/5/23)
Rewards
Earn 12x Hilton Honors Factors at Hilton per greenback for purchases made straight with lodges and resorts within the Hilton portfolio. Earn 6x Hilton Honors Factors on enterprise purchases at U.S. gasoline stations, transport suppliers, and wi-fi cellphone companies bought straight from service suppliers. Earn 6x Hilton Honors Factors on choose journey purchases at U.S. eating places, flights, and automotive leases. Earn 3X Hilton Honors Factors on all different purchases.
On American Specific's web site
The Hilton Honors American Specific Enterprise Card
In the event you're a small-business proprietor and like staying with Hilton, this card is a superb worth. For a modest annual charge, cardholders obtain computerized Hilton Gold standing and 10 airport lounge visits yearly, in addition to nice bonus classes for enterprise purchases. Plus, large spenders can reap the benefits of the power to earn as much as two weekend night time certificates for assembly spending thresholds annually.
Particulars
Rewards
Earn 12x Hilton Honors Factors at Hilton per greenback for purchases made straight with lodges and resorts within the Hilton portfolio. Earn 6x Hilton Honors Factors on enterprise purchases at U.S. gasoline stations, transport suppliers, and wi-fi cellphone companies bought straight from service suppliers. Earn 6x Hilton Honors Factors on choose journey purchases at U.S. eating places, flights, and automotive leases. Earn 3X Hilton Honors Factors on all different purchases.
Intro supply
165,000 Hilton Honors bonus factors after you spend $5,000 in purchases on the cardboard inside your first three months of card membership (restricted time supply ends 4/5/23)
Really helpful Credit score
Good to Wonderful
Common Annual Share Price (APR)
20.24% - 29.24% Variable
The Platinum Card® from American Specific
Intro supply
80,000 Membership Rewards® factors after spending $6,000 on purchases within the first six months of card membership
Rewards
Earn 5x Membership Rewards® Factors for flights booked straight with airways or with American Specific Journey on as much as $500,000 per calendar 12 months. Earn 5x Membership Rewards® Factors on pay as you go lodges booked with American Specific Journey. 1 level per greenback on different purchases.
The Platinum Card® from American Specific
Intro supply
80,000 Membership Rewards® factors after spending $6,000 on purchases within the first six months of card membership
Rewards
Earn 5x Membership Rewards® Factors for flights booked straight with airways or with American Specific Journey on as much as $500,000 per calendar 12 months. Earn 5x Membership Rewards® Factors on pay as you go lodges booked with American Specific Journey. 1 level per greenback on different purchases.
On American Specific's web site
The Platinum Card® from American Specific
Particulars
Rewards
Earn 5x Membership Rewards® Factors for flights booked straight with airways or with American Specific Journey on as much as $500,000 per calendar 12 months. Earn 5x Membership Rewards® Factors on pay as you go lodges booked with American Specific Journey. 1 level per greenback on different purchases.
Annual Payment
$695
See Charges and Charges
Present extra
Intro supply
80,000 Membership Rewards® factors after spending $6,000 on purchases within the first six months of card membership
Really helpful Credit score
Good to Wonderful
Common Annual Share Price (APR)
See Pay Over Time APR
Intro Annual Share Price (APR)
N/A
Editor's Ranking
Our editor's rankings analyze charges, bonuses, rewards, and advantages to spotlight the best and most precious bank cards obtainable.
Present extra
American Specific® Gold Card
Intro supply
60,000 factors after you spend at the least $4,000 in your first 6 months of card membership
Rewards
Earn 4X Membership Rewards® factors at Eating places, plus takeout and supply within the U.S. Earn 4X Membership Rewards® factors at U.S. supermarkets (on as much as $25,000 per calendar 12 months in purchases, then 1X). Earn 3X Membership Rewards® factors on flights booked straight with airways or on amextravel.com. Earn 1X Membership Rewards® factors on all different purchases.
American Specific® Gold Card
Intro supply
60,000 factors after you spend at the least $4,000 in your first 6 months of card membership
Rewards
Earn 4X Membership Rewards® factors at Eating places, plus takeout and supply within the U.S. Earn 4X Membership Rewards® factors at U.S. supermarkets (on as much as $25,000 per calendar 12 months in purchases, then 1X). Earn 3X Membership Rewards® factors on flights booked straight with airways or on amextravel.com. Earn 1X Membership Rewards® factors on all different purchases.
On American Specific's web site
American Specific® Gold Card
Particulars
Rewards
Earn 4X Membership Rewards® factors at Eating places, plus takeout and supply within the U.S. Earn 4X Membership Rewards® factors at U.S. supermarkets (on as much as $25,000 per calendar 12 months in purchases, then 1X). Earn 3X Membership Rewards® factors on flights booked straight with airways or on amextravel.com. Earn 1X Membership Rewards® factors on all different purchases.
Annual Payment
$250
See Charges and Charges
Present extra
Intro supply
60,000 factors after you spend at the least $4,000 in your first 6 months of card membership
Really helpful Credit score
Good to Wonderful
Common Annual Share Price (APR)
See Pay Over Time APR
The Greatest Hilton Credit score Playing cards of 2023
Hilton Credit score Card Ceaselessly Requested Questions
The Hilton bank card with probably the most helpful advantages is the Amex Hilton Aspire. It comes with $1,000+ in worth every calendar 12 months from perks reminiscent of a free Night time Reward upon account opening — and one other reward night time after every account anniversary (and paying the annual charge), Precedence Move membership which provides entry to 1,300+ airport lounges, and as much as a $250 annual resort credit score legitimate at Hilton resorts.
In the event you journey often or keep at a elaborate Hilton lodge as soon as per 12 months, these advantages might simply offset its $450 annual charge.
You should use your Hilton factors for stays at any Hilton model. At over a century previous, Hilton is without doubt one of the largest lodge chains, and now contains 19 manufacturers with over 7,000 properties in 123 international locations and territories. Acquainted labels like luxurious Waldorf Astoria, budget-friendly DoubleTree, and distinctive Curio Assortment properties are all beneath Hilton's umbrella. The Hilton Honors loyalty program has over 100 million members, all of whom can earn and redeem their factors all over the world.
Your bank card account and your lodge account are utterly totally different. While you earn rewards together with your Hilton bank card, they may mechanically deposit into your Hilton account.
To log into your Hilton bank card account, you may sign up to your American Specific account. You'll not undergo the Hilton web site. Your credentials will seemingly be utterly totally different.
Hilton provides free commonplace Wi-Fi to common members or these with Silver or Gold elite standing, however solely Diamond elite members obtain free high-speed premium Wi-Fi. The one card that mechanically will get you Diamond standing is the Amex Hilton Aspire.
Sometimes, Amex will run limited-time elevated provides on its Hilton Honors bank cards. These have a tendency to seem a few instances a 12 months, however there isn't any assure of elevated provides sooner or later.
That mentioned, it is at all times finest to use for bank cards when welcome bonus provides are at their highest. You may learn our information to the perfect present bank card sign-up bonuses for an concept of what is obtainable proper now.
Greatest for On a regular basis Incomes and Stays
Hilton Honors American Specific Surpass® Card
The Hilton Honors American Specific Surpass® Card represents the perfect of all worlds — a card with a average $95 annual charge that comes with supercharged incomes capability and mid-range elite standing. You may presently earn a wonderful limited-time welcome bonus supply of 150,000 Hilton Honors bonus factors after you spend $3,000 in purchases on the cardboard within the first six months of card membership (restricted time supply ends 4/5/23). This supply expires April 5, 2023.
Insider estimates that Hilton factors are value 0.5 cents every, on common. So this bonus is value round $750 in Hilton lodge stays.
This card earns 12 Hilton factors per greenback on eligible Hilton purchases and 6 factors per eligible greenback spent in a wide range of classes, together with U.S. supermarkets, U.S. eating places, and U.S. gasoline stations, and three factors per eligible greenback spent on every thing else. Meaning you'll be able to rack up hundreds of factors just by utilizing your card for on a regular basis purchases.
In the event you spend $15,000 or extra on purchases together with your card in a calendar 12 months, you may rating a free night time reward that you need to use at nearly any Hilton property worldwide. Cardholders mechanically get Hilton Honors Gold standing — which comes with perks like room upgrades, bonus incomes on stays, and free breakfast (presently awarded as a meals and beverage credit score within the US) — however can bump as much as Diamond standing with $40,000 in card spending in a calendar 12 months.
Hilton Honors American Specific Surpass Card Evaluation
Greatest for Occasional Hilton Vacationers
Hilton Honors American Specific Card
Whilst you do not usually get tons of additional perks from a no-annual-fee journey card, the Hilton Honors American Specific Card makes up for fewer advantages with a hefty bonus. By April 5, 2023, new candidates can earn an elevated bonus of 100,000 Hilton Honors bonus factors after you spend $2,000 in purchases on the cardboard within the first six months of card membership (restricted time supply ends 4/5/23).
Once more, Insider estimates that Hilton factors are value 0.5 cents every — making this factors bonus value $500 in Hilton stays, on common.
The Hilton Honors American Specific Card earns 7 Hilton factors per greenback on eligible Hilton purchases and 5 factors per eligible greenback spent at U.S. eating places, U.S. supermarkets, and U.S. gasoline stations.
Like different Hilton co-branded playing cards, it earns 3 factors per eligible greenback spent on every thing else. Cardholders obtain entry-level Silver elite standing however can spend their method as much as Gold with $20,000 in purchases on the cardboard in a calendar 12 months.
Hilton Honors American Specific Card Evaluation
Greatest for Luxurious Advantages
Hilton Honors American Specific Aspire Card
The Hilton Honors Aspire Card costs a $450 annual charge — however it additionally confers advantages unmatched by the perfect lodge bank cards. It additionally provides a considerable welcome bonus: 150,000 factors after spending at the least $4,000 within the first three months of account opening. That is value round $750 in stays, primarily based on Insider's valuations.
Cardholders obtain as much as $250 in assertion credit every account 12 months for purchases made at taking part Hilton Resorts, and as much as one other $250 in airline charge credit every calendar 12 months for issues like checked baggage and seat assignments in your chosen airline.
While you ebook a qualifying two-night keep at taking part Waldorf Astoria or Conrad properties, you may rise up to a $100 credit score for eligible costs. Cardholders take pleasure in computerized top-tier Diamond standing, with advantages like the perfect likelihood at room upgrades, membership lounge entry, complimentary breakfast, and double the factors an everyday member earns on stays.
Hilton Aspire cardmembers get a free night time reward once they open the account and attain their account anniversary and renew (it is not a part of the bonus), and may earn a further one after spending $60,000 on the cardboard in a calendar 12 months. They will additionally enroll in Precedence Move membership for entry to over 1,300 airport lounges worldwide.
The incomes is fairly extraordinary, too — 14 Hilton factors per greenback on eligible Hilton purchases, 7 factors per greenback at eligible U.S. eating places, on flights booked straight with airways or by American Specific Journey, and on eligible automotive leases, and three factors per eligible greenback spent on every thing else.
Hilton Honors Aspire Card Evaluation
Greatest for Enterprise Vacationers Who Want Hilton
The Hilton Honors American Specific Enterprise Card
In the event you're a small-business proprietor and like a rewards enterprise bank card that may enable you to maximize bills each at residence and on the street, The Hilton Honors American Specific Enterprise Card checks all of the containers. Cardholders mechanically obtain Hilton Honors Gold standing, and while you spend $40,000 on purchases with the cardboard in a calendar 12 months, you may obtain Diamond standing.
Till April 5, 2023, The Hilton Honors American Specific Enterprise Card is providing an elevated welcome bonus of 165,000 Hilton Honors bonus factors after you spend $5,000 in purchases on the cardboard inside your first three months of card membership (restricted time supply ends 4/5/23). The factors are value about $825 in stays, primarily based on Insider's valuations.
It is also an distinctive earner, providing 12 Hilton factors per greenback on eligible Hilton purchases, and 6 factors per eligible greenback spent at U.S. eating places and U.S. gasoline stations, and on U.S. wi-fi companies and transport, flights booked straight with airways or by Amex Journey, and eligible automotive leases. It earns 3 factors per eligible greenback spent on every thing else, which is respectable for a card with only a $95 annual charge.
While you spend $15,000 on purchases with the cardboard in a calendar 12 months, you may earn a free night time reward — and in case you spend a complete of $60,000 in the identical 12 months, you may get a second night time reward.
Amex Hilton Honors Enterprise Card Evaluation
Greatest for Non-loyalists Who Need Hilton Elite Standing
The Platinum Card® from American Specific
Whereas the Hilton Honors Aspire Card comes with computerized Diamond standing, in case you're not a hardcore Hilton loyalist, you would possibly need to take into account a card that comes with elite standing however earns factors that switch to different companions. The Platinum Card® from American Specific suits the invoice as a result of cardholders can activate complimentary Hilton Honors Gold standing (and Marriott Bonvoy Gold standing, too).**
Hilton Gold standing will get you a good shot at room upgrades, 18 factors per eligible greenback on stays as a substitute of the traditional 10, welcome facilities, and even complimentary continental breakfast at most properties.
With the Platinum card, you may earn Amex Membership Rewards factors which switch to Hilton at a 1:2 ratio, so that you're successfully incomes double Hilton factors on on a regular basis spending. The cardboard prices $695 per 12 months, however it comes filled with different helpful advantages that, if put to make use of, make the annual charge worthwhile.
It presently provides a welcome bonus of 80,000 Membership Rewards® factors after spending $6,000 on purchases within the first six months of card membership.
American Specific Platinum Card Evaluation
Greatest for Flexibility and Redeeming Factors
American Specific® Gold Card
You will not take pleasure in Hilton Honors elite standing with the American Specific® Gold Card, however you'll earn an outstanding variety of factors in a number of on a regular basis spending classes that you would be able to then switch to your Hilton account.
Together with a welcome bonus supply of 60,000 factors after you spend at the least $4,000 in your first 6 months of card membership, this card earns 4 American Specific Membership Rewards factors per greenback at eating places, together with takeout and supply, in addition to on as much as $25,000 in purchases per calendar 12 months at U.S. supermarkets (then 1 level per greenback). It earns 3 factors per greenback on airfare booked straight with airways or by Amex Journey, and 1 level per greenback on every thing else.
Do not forget that 1 American Specific Membership Rewards level converts to 2 Hilton factors, so that you're primarily doubling these incomes charges in case you plan to switch your factors to Hilton Honors. You will even have the flexibleness to switch your factors to different American Specific Membership Rewards companions, like Delta, JetBlue, and Marriott.
Amex Gold Card Evaluation
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